#BigTechStablecoin STABLECOINS AS PAYMENT DEFAULT?

Yes, they could dominate due to ~90% cost savings vs. card networks and near-instant settlements .

Big Tech's move signals a tipping point:

- Google leads with live PYUSD invoicing via Cloud, calling it the "biggest payment upgrade since SWIFT" .

- Apple (via Apple Pay) and X (via X Money) are prototyping with Circle (USDC) and Stripe .

- Airbnb aims to slash cross-border fees using Worldpay/BNVK .

Reshaping Crypto Use:

Everyday utility would surge—think Apple Pay settlements in USDC or tipping creators in X with stablecoins. This shifts crypto from speculation to practical micro-payments/remittances.

Regulatory clarity (e.g., GENIUS Act) remains the final hurdle .