you are right

The theory of 80% $BTC , 10% Top 10 Coins ( like ETH BNB SOL XRP … ) , 5% Altcoins and 5% $MEME Coins is old.
My Simple rule is:
SIP on $BTC ( Never Count in % )
20% in Top 5 Coins
20% in Potential Alts
10% in Potential MEMEs
30% in Stable Coins like USDT USDC …
20% for Experiments
What kind of Experiments?
:
Participate in Bounty
Drive AI Portals
Run Nodes
Join in Potential Pre-sales
Join in a strong paid community
& much more according to your understanding.