What are stablecoins and how do they maintain stability in DeFi?

Stablecoins are cryptocurrencies linked to real assets (for example, the US dollar).

How stablecoins work:

The goal is to keep their value as close as possible to a fiat currency (for example, 1 USDT = 1 USD).

Mechanisms: some stablecoins are backed by reserves in fiat currency, while others are regulated algorithmically (like Terra USD).

Uses in DeFi: stablecoins are used to provide liquidity, loans, and exchanges.

The most important thing to remember is that, despite their "stability", stablecoins are not free from risks of volatility and liquidation

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