The assertion by 24hrscrypto that XRP will reach 100 USD is not unfounded – especially when viewed through the lens of global financial infrastructure development. But is it truly feasible when analyzed from technical and economic perspectives?
1. The real value of XRP: Not a meme coin
Unlike Dogecoin or trend-following tokens, XRP is designed with a clear purpose – to be a bridge for international payments, replacing the outdated SWIFT system. Ripple has implemented ODL (On-Demand Liquidity) and partnered with many global banks.
Not everyone realizes that Ripple does not need to sell XRP as a speculative asset. They use it as a 'payment infrastructure' – a kind of 'gas' to push money across borders.
Theoretically, if XRP becomes the backbone of international payments, the demand for it will increase not due to speculation, but out of necessity.
2. Liquidity and market capitalization issues
At a price of 100 USD, the market cap of XRP would exceed 5 trillion USD – larger than both Apple and Bitcoin combined. The question arises: who will invest in XRP to push the price to that level?
The answer may lie with global financial institutions. If XRP is recognized as an official payment tool, or integrated into national financial reserves, then capital from central banks, financial institutions, and governments could flow into XRPL.
That is: no need for retail FOMO, just 100 large organizations simultaneously deploying ODL – the price of XRP could skyrocket.
3. Legal risks and psychological barriers
Although Ripple currently has the advantage in the lawsuit with the SEC, the traditional financial market remains cautious. Only when there is a clear legal framework, and XRP is 'unlabeled' as a security, will the door truly open for institutional investors.
Moreover, XRP also faces a trust barrier – which is extremely important for currencies. People trust USD, Bitcoin, ETH – but are there enough people who believe XRP is a 'long-term asset worth holding'?
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Summary: Is dreaming of 100 USD reckless or an accurate prediction?
The biggest question with XRP is no longer 'how much is the price' but rather:
• Is there enough real demand to support that price?
• And who will buy XRP at such a high price – speculators or the global financial system?
Even though 100 USD may be an 'illusory target', what Ripple is building is the most tangible thing in the current altcoin space. The issue is time – and the level of courage of investors when going against the trend.
It may not reach 100 USD. But if it reaches 20 or 30 USD – that would still be one of the most impressive increases in the market.