Recently, the topic of ten million has been very popular, so I will share my views.

If I really had ten million cash sitting in my account, I would definitely play it like this:

Plan One: Directly go all in with ten million and let it earn passively.

1️⃣ Invest 5 million in US stocks for dividend stocks (like tobacco, banks, and telecommunications), using a combination of spot and options trading, guaranteed to earn over 20% annually.

2️⃣ Invest 2.5 million in European real estate (just pick between the UK and Portugal), acting as a landlord with a baseline annual return of 10%.

3️⃣ Use the remaining 2.5 million to buy gold and Bitcoin for hedging, flexibly allocating between spot and options, with returns depending on one's own risk appetite.

4️⃣ As for the profits earned... of course, I would dabble in some meme coins and contracts for fun; a small gamble for enjoyment!

Plan Two: The empty-handed wolf strategy.

Even without money, you can play! Directly borrow 10 million from the bank at a low interest rate (annualized 3%, a bargain), operate according to the above plan, and after deducting interest, you can still earn a million a year! This trick is called using the bank's money to work for yourself, haha!