Recently, the question of how to make 1 million with 10 million has been very popular.

After looking at several plans, I feel like maybe my risk appetite is too low. Among the recommendations, there are frequent mentions of depositing money on Coinbase and on-chain revolving loans.

It's important to know that Coinbase has a chance of triggering account bans, and unlike exchanges like Binance or OKEx that have customer service available at all times, if your account is banned, you might spend six months to a year trying to get their attention.

Among foreign exchanges, I only recommend Kraken as relatively reliable because their customer service responds quite quickly.

As for on-chain revolving loans, let’s not even go there. If I really had 10 million, I very rarely consider large-position on-chain financial products, putting even 100,000 to 200,000 US dollars would be the maximum. Moreover, these would either be highly profitable mines worth risking the principal for, or established DeFi protocols like AAVE. In my understanding, large-scale on-chain finance means putting half of the funds in the project’s pocket and half in the hacker’s pocket.

For ordinary players, the best and safest choice is to use the two major exchanges Binance and OKEx, supplemented by BYBIT, KRAKEN, and Hyperliquid. Understanding the VIP lending, financial management, and fee rate functions there, one can easily grab a 10% return in a year. And the most critical point is that it's safe enough.

https://t.co/P1XRMftcyh

You can refer to this funding fee plan for large players, although it adds leverage; novices can reduce the leverage~