🏧 ATM: “Transaction declined. Contact your bank.”
You: “I have $10,000 in my account. Why can’t I withdraw $500?”
Bank: “We’ve flagged this for suspicious activity.”
🫵 REALITY (they don’t say out loud):
Your money is at the mercy of their algorithms.
Banks can freeze your account or block transactions without warning, citing vague “security concerns.”
In 2024, a small business owner in Texas couldn’t access their funds for days because their bank’s AI flagged a routine transfer as “potential fraud.”
Anti-Money Laundering (AML) rules give banks unchecked power to lock you out, no questions answered.
🔔 Why does a faceless system get to decide when you can use YOUR money?
