💰 The distribution of wealth in the U.S. has changed significantly across generations from 1950 to 2025:
– Silent Generation (80–97 years old): Held over 55% of wealth in 1990, but by 2025 will hold less than 10%.
– Baby Boomers (61–79 years old): Led from around 2005, peaking at nearly 55% in 2020, currently in gradual decline.
– Generation X (45–60 years old): Steady growth since 2000, currently holding over 25% of total wealth.
– Millennials (29–44 years old): Just starting to accumulate wealth, will remain under 10% by 2025.
Over time, Millennials will gradually hold the majority of wealth, and cash flow will strongly move into the types of assets they prioritize.