🔥🚀How to make Flexible and Locked Savings💥🔥

On Binance, besides **staking**, there are two popular products to generate interest with your cryptocurrencies: **Flexible Savings** and **Locked Savings**. Both have distinct characteristics and cater to different needs. Here I explain how they work and how to use them:

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## 📌 **1. Flexible Savings (Ahorros Flexibles)**

- **Immediate liquidity**: You can withdraw your funds at any time.

- **Lower interest rates**: The rates (APY) are usually lower than those in locked products.

- **No fixed term**: Ideal if you want quick access to your money.

### 🔹 **How to subscribe to Flexible Savings on Binance**

1. **Log in** to your Binance account.

2. **Go to "Earn" → "Savings"**.

3. **Select "Flexible"** and choose the cryptocurrency (e.g., USDT, BUSD, BTC, ETH).

4. **Enter the amount** you wish to deposit.

5. **Confirm the transaction** and you’re done.

✅ **Advantages**:

✔️ 24/7 availability for withdrawals.

✔️ Low risk (no funds are locked).

❌ **Disadvantages**:

✖️ Low interest rates (e.g., ~1-5% APY, depending on the currency).

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## 🔒 **2. Locked Savings (Ahorros Bloqueados)**

- **Fixed term**: You lock your funds for a period (7, 30, 90 days, etc.).

- **Higher interest rates**: Rates (APY) are higher than in flexible savings.

- **No early withdrawal**: You cannot withdraw before maturity.

### 🔹 **How to subscribe to Locked Savings on Binance**

1. **Go to "Earn" → "Savings" → "Locked"**.

2. **Choose the crypto and the term** (e.g., USDT for 30 days at 8% APY).

3. **Deposit the amount** and confirm.

4. **Wait until maturity** to withdraw or renew.

✅ **Advantages**:

✔️ Better returns than in flexible savings.

✔️ Ideal if you do not need immediate liquidity.

❌ **Disadvantages**:

✖️ Funds inaccessible during the term.

✖️ Risk if the market falls (you cannot sell during that time).