As of today, May 29, 2025, XRP is in a consolidation phase following a year marked by legal advancements and a more favorable regulatory environment.






🔍 What is happening with XRP?




1. Resolution of the case with the SEC: In August 2024, Ripple Labs reached a settlement with the SEC, paying a fine of $125 million. The court determined that XRP is not a security in retail sales, which eliminated significant legal uncertainty and improved market perception.



2. Launch of the RLUSD stablecoin: In December 2024, Ripple introduced RLUSD, a stablecoin backed by dollars and operational on both the XRP Ledger and Ethereum networks. The transaction fees of RLUSD are paid in XRP and burned, which potentially increases the scarcity and demand for XRP.



3. Inclusion in the U.S. Strategic Cryptocurrency Reserve: In March 2025, President Trump announced the creation of a strategic cryptocurrency reserve, including XRP alongside Bitcoin, Ethereum, Solana, and Cardano. This measure aims to consolidate the U.S. as a leader in the crypto space.






📈 What is expected for XRP?




Price predictions for 2025:




  • DigitalCoinPrice: Estimates an average price of $4.64, with a high of $4.82.


  • CoinMarketCap: Projects a range between $1.92 and $5.07, with an annual average close to $3.20.


  • CryptoNews: Suggests an average price of $2.45, with a maximum potential of $4.11.


  • CryptoManiaks: Indicates that the adoption of RLUSD and the burning of XRP could boost its value, especially in emerging markets.




Key factors to consider:




  • Favorable regulation: The regulatory environment in the U.S. has become more friendly towards cryptocurrencies, which could benefit XRP.


  • Institutional adoption: The integration of XRP into banking systems, such as the SBI plan in Japan, could increase its use and demand.


  • Technological innovations: The development of new applications and improvements in the XRP Ledger network could strengthen its market position.







⚠️ Final considerations




Although XRP shows positive signs and growth potential, it is essential to remember that the cryptocurrency market is highly volatile and subject to regulatory and economic changes. Investors should conduct their own research and consider their risk tolerance before making investment decisions.