#P2PScamAwareness
To protect yourself from P2P (peer-to-peer) scams, especially those involving payment apps or direct account transfers, follow these steps to safeguard your account and money:
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1. Understand How P2P Scams Work
Scammers trick you into sending money or giving away personal/banking information.
Common methods include fake job offers, phishing links, overpayments, or impersonating contacts.
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2. Use Trusted P2P Apps
Stick to well-known, secure platforms (like PayPal, Venmo, Zelle, Revolut, etc.).
Enable security features like two-factor authentication (2FA).
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3. Don’t Send Money to Strangers
Only send money to people you know and trust.
Avoid deals that sound “too good to be true.”
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4. Verify Before You Pay
If someone claims to be a company, call or email the official contact—don’t trust messages or popups.
For buying/selling online, verify identity before sending money.
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5. Beware of Overpayment Scams
Scammers may send you extra money “by mistake” and ask for a refund. The original payment may later bounce.
Never refund unless the original payment is fully cleared.
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6. Watch for Phishing Attempts
Never click on unknown links or attachments.
Scammers may create fake websites or apps that look like real ones.
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7. Enable Alerts
Turn on notifications for any activity on your bank or P2P account.
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8. Secure Your Devices
Use strong passwords, biometric locks, and antivirus protection.
Regularly update your app and phone OS.
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9. Report Suspicious Activity Immediately
Report to the P2P app, your bank, and local authorities.
File a complaint with cybercrime units (e.g., cybercrime.gov.in for India or your country’s cybercrime portal).
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10. Educate Yourself & Others
Stay informed on new scam methods.
Warn family and friends, especially older adults or less tech-savvy people.
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If you want a printable checklist or a visual guide on this, I can create one for you.