Nowadays, just scrolling through a few stories or watching a few short videos, you can see countless investment ‘teachers’ online, shiny-faced, with a firm voice, holding a book by Warren Buffett, repeating an eternal formula:

“Invest early – to let compound interest do the rest!”

“You just need to spend 5 million/month, and in 10 years you will become a billionaire!”

“Investing is a way for money to work for you, not for you to work for money!”

After hearing this, if you don't fall out laughing, you might just shed tears for… the newcomers entering the market, thinking that investing is a road paved with gold.

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📈 Compound interest is not wrong, but the person saying it… has a problem!

Compound interest is a true power – if you have a steel discipline, long-term vision, proper knowledge, and of course… a stable market.

But sorry, life is not like an Excel chart.

• Depositing in the bank at 8%/year is still worrying due to inflation.

• Buying stocks can take 3 years to break even.

• Entering crypto, and “compound interest” becomes… “burning capital.”

Yet these so-called teachers preach as if you just need to open an app, throw money in, and you'll be richer by the next morning. They say nothing about risk, do not teach how to manage capital, and mention nothing about systemic risk, bear markets, or black swan events. They only say one thing:

“Just invest regularly, everything will grow automatically.”

Sorry, that's a dull axe that won't sharpen no matter how much you grind it – not an investment strategy.

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💼 Why do they keep talking about compound interest?

Because it sounds good, inspires easily, and especially – is easy to sell a course.

Who wouldn't want to hear sweet words like sugarcane:

• “In the future, you will achieve financial freedom”

• “Just start today…”

• “This is the secret that the rich don't want you to know!”

All of this is a familiar marketing formula: hitting on fear, coloring hope, painting a picture of wealth. Investing might not guarantee knowing which stocks to choose, but drawing compound interest charts is just like printing from textbooks.

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🪞 The naked truth that few dare to speak

1. Compound interest only occurs if you do not withdraw capital, do not incur losses, and are not subjected to market manipulation.

2. Most new investors will lose money in the first few years – because they do not understand the market.

3. Those who teach “get rich quick” mostly… make money by teaching others to get rich quick.

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🤡 From investing to… financial multi-level marketing

When investment advice turns into a magic spell, and the dream of financial freedom is packaged into a presentation slide, you should wake up. Because:

• “Compound interest” is not wrong, but using it to lure others into buying courses is a systemic scam.

• Teaching investment without teaching risk thinking is just sending people to the battlefield without armor.

• You do not get rich by listening to someone shout, but by learning to doubt everything you hear.

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🧠 Conclusion for the clear-headed

Investing is not simply throwing money and waiting for money trees to grow. Compound interest is not for the lazy and uninformed. And getting rich quickly is a fairy tale in a world where the reality is… you can become poor faster than you think.

Next time, if someone tells you:

“Just invest 5 million every month, you will become a millionaire!”

Ask them again:

“So how much are you investing each month? And have you become a millionaire yet?”

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The market is not short of opportunities, only short of people who are clear-headed enough to distinguish real knowledge from illusions.

#Dolug