Huma Finance is a decentralized protocol that lets users borrow using future income, like salaries or invoices, as collateral. Instead of traditional assets, it focuses on income-based lending to improve financial access.

It introduces a model called PayFi, merging payments with DeFi to enable real-time liquidity and programmable payments. Users can tokenize receivables, such as unpaid invoices, to access credit.

$Huma also supports cross-border payments, trade finance, and DePIN (decentralized infrastructure) funding, using stablecoins to make global transactions faster and cheaper. Its native token, $HUMA, is used for governance and utility within the ecosystem.

In short, Huma bridges traditional finance and DeFi by bringing real-world income streams on-chain.

However, HUMA is also set to launch on Binance Alpha, but users would need to meet certain eligibility criteria for token listings, often limiting access to a smaller group. In contrast, Bitget offers immediate, unrestricted market access, giving traders the freedom to participate fully and take advantage of broader trading opportunities right from day one.