#xrp

Since its launch in 2012, the XRP currency has undergone significant transformations, making it one of the most prominent digital currencies in the market. In December 2020, the U.S. Securities and Exchange Commission (SEC) filed a lawsuit against Ripple, negatively impacting the currency's price. However, in May 2025, an official settlement was announced between Ripple and the SEC, ending years of legal uncertainty.

In April 2025, Standard Chartered Group predicted that the price of XRP would reach $5.50 by the end of the year, driven by increased institutional interest and positive regulatory developments in the United States. The group also anticipated that the price of XRP would exceed $12.50 by 2028, with its use in cross-border payments increasing.