Let's talk about something that we all want and that we are all trying to build: financial freedom.
But what is financial freedom really? It certainly does not have the same meaning for everyone.
4 Models of financial freedom:
Having a job and a salary.
Having $100K in the bank and continuing to work.
Having capital to invest in crypto and stocks and doing what you love just for passion.
Having capital to invest and simply doing nothing.
In short, let's analyze them one by one.
Having a job and a salary; it certainly allows you to eat, shop, cover daily expenses, but as long as you exchange your time for money, you will not be financially free.
Having $100K in the bank but continuing to work; even here, like the first model, you are not financially free, you are still exchanging your time for money.
Having capital to invest in crypto and stocks and doing what you love just for passion. Having capital to invest and simply doing nothing; in both cases you are financially free, the smartest will continue to invest their earnings resulting in an increase in capital and revenue year after year.
There are people who work hard for their salary but between bills, subscriptions, dining out, the payment for a car that is too expensive to maintain, the mortgage, and family, they say they can't save money and that they don't have time to invest. This is the usual excuse of those who are trapped in the hamster wheel.
Those in this situation should learn to manage their salary and not make purchases just to impress friends and relatives. Eliminating unnecessary subscriptions is already a part of the salary that you can start setting aside to invest. Don't buy a car that you will finish paying for after 5 years, but simply buy a car that you can afford without going into debt for too long. Eliminate restaurants, aperitifs, or clothing purchases that you might wear once every six months.
The first step is to invest in education: buy books on financial freedom, money management, and learn from your mistakes without making them twice.
Good luck!