When you hear: "the currency will not grow because it is in interest to keep it stable so that transaction costs do not increase," they are simply misinforming you

Why is the anti-XRP discourse invalid?

🚀 The future belongs to XRP, because contrary to what those unfamiliar with its system claim in a mode of collective repetition, the price of XRP that banks pay to use Ripple's technology is not directly linked to the market price of XRP. Instead, Ripple offers a pricing model based on a fixed cost or a flat fee per transaction.

Ripple's pricing model
1. Fixed cost: banks pay a fixed fee per transaction, regardless of the market price of XRP.
2. No need to hold XRP: banks do not need to own XRP to use Ripple's technology. Instead, Ripple provides the necessary liquidity for transactions.

Benefits for banks
1. Predictability: with a fixed cost, banks can more accurately predict the costs associated with international transactions.
2. Risk reduction: by not being exposed to the market price of XRP, banks can reduce their risk and focus on their operations.

In summary, the price that banks pay to use Ripple's technology is not directly linked to the market price of XRP. Instead, it is a fixed cost or a flat fee per transaction, which provides predictability and reduces risk for banks.