What Huma 2.0 Offers: Designed for Flexibility, Built for You

We’ve tailored Huma 2.0 to provide users with choice, flexibility, and control. Here’s what you can expect:

✅ Choose Your Earning Strategy

  • Classic Mode: Earn stable, double-digit yields (currently 10.5% APY in USDC) plus baseline Huma Feathers. Perfect for users seeking predictable and sustainable growth.

  • Maxi Mode: Opt out of USDC yield (0% APY) to maximize Huma Feathers, earning up to 25x rewards during our launch phase. Designed for dedicated supporters who are all-in.

🔄 Switch Anytime

Easily switch between Classic and Maxi modes with no cost beyond gas fees.

🔒Optional Lock-Ups for Greater Rewards

Lock your deposits for 3 or 6 months to boost Feather reward multipliers. While optional, lock-ups increase incentives significantly. Early withdrawal typically reduces accrued rewards to support liquidity management and ensure stability.

💧$PST: A Liquid, Composable LP Token

Classic Mode deposits yield $PST (PayFi Strategy Token) — a liquid, yield-bearing LP token, built for composability across Solana DeFi.

Key integrations:

  • Jupiter: Swap \$PST to USDC instantly

  • Kamino (coming soon): Borrow USDC against $PST for advanced strategies

  • RateX (coming soon): Use PST for leveraged Yield/Principal token strategies

📣 Referral Rewards

Earn 10% of the Feathers collected by friends you invite, for an entire year.

Why Huma 2.0 Matters

Let’s be clear: true, stable, double-digit yield is rare — often reserved for elite institutions. While DeFi has unlocked access, much of its yield relies on speculative incentives and token emissions, which falter during bear markets.

Huma 2.0 changes the game. It offers sustainable, yield backed by real commerce, not speculation.

With stablecoin transaction volumes now exceeding \$35 trillion, the infrastructure for global payments is maturing fast. Huma leverages this momentum through its PayFi network, channeling stablecoin liquidity into real-world financial activity — creating tangible, recurring yields.

Real Yield from Real Activity — Bull or Bear

Huma’s yield engine is different. Businesses using PayFi to settle payments pay a small daily fee (6–10 basis points) for short-term liquidity, often repaid within 1–5 days. This rapid turnover allows capital to be reused repeatedly, creating a compound yield effect that’s both strong and sustainable.

📈 Whether the market is up or down, people still spend, send, and settle — which means PayFi yield continues to flow, independent of speculation. This makes Huma’s model especially powerful in bear markets when other yield sources dry up.

Join the Financial Movement

Huma 2.0 is more than a platform — it's a movement. A shift toward a more open, efficient, and accessible financial system. It embodies the Huma ethos: to break barriers, aim higher, and unlock the future of money.

Previous revolutions in finance — led by PayPal, Stripe, and centralized players — excluded many. This time, it’s different.The system is decentralized, and PayFi is opening access for all.

By joining now, you gain:

  • Early access to this revolutionary yield source

  • The chance to accumulate Huma Feathers

  • A position ahead of our Token Generation Event (TGE)— the first major launch on Jupiter’s LFG 2.0 platform