If you had 10,000 BTC today—would you ever spend it?
As a 30-year-old guy living a middle-class life, having 10,000 BTC in 2025 would feel like holding a winning lottery ticket.
Bitcoin’s price has been a wild ride, but let’s ballpark it at, say, $100,000 per BTC for simplicity—that’s a billion dollars in my pocket. Would I spend it? Hell yeah, but I’d be strategic, not reckless.
First, I’d secure the bag. Pay off my house, clear any debts—student loans, car, whatever. That’s probably a few hundred grand, barely a dent. I’d set up a trust or investments for long-term stability, maybe $50-100 million in low-risk stuff like index funds or real estate to live off dividends. My middle-class mindset screams “don’t blow it,” so I’d keep enough BTC tucked away in a cold wallet, just in case it moons to $1 million someday.
Spending? I’d upgrade my life, but not cartoonishly. A nice house, maybe $1-2 million, nothing Kardashian-level. A solid car—think Tesla or a tricked-out pickup, not a Lambo. I’d travel—Japan, Iceland, maybe a safari—probably drop $100k a year on experiences with my partner or family. Charity’s a no-brainer; I’d give a few million to local schools or health clinics, something tangible that helps people like me.
Would I cash out all 10,000 BTC? Nah. I’d spend maybe 100-200 BTC over a few years to live well and give back, but I’d hold most of it.
Bitcoin’s a hedge against the system, and my middle-class caution says don’t dump it all at once—taxes would eat me alive anyway. Plus, who knows where crypto’s headed? I’d rather have options than regret.
