The quest to find the best crypto to invest in today for under $1 has crypto investors buzzing, and PEPE is fast rising up that list. Sold for pennies under the dollar mark, PEPE has made waves with its buzzed community and meme status trend, indicating the potential of a 10x price surge as meme coins have a penchant to trend upward. As investors hedge the top cryptos for explosive profit, PEPE’s low entry point and growing hype make it a potential buy for short-term traders. 

Yet with their eyes on the new DeFi horizon, investors are watching closely for Mutuum Finance (MUTM), a new crypto token that could leave meme coins in its wake through its innovative utility and promising project roadmap. The project has hit phase 5 of its presale after selling out phase 4 at a higher pace than expected. MUTM will be launched officially at $0.06.

The next phase prices will spike by 16.67% to $0.035. The tokens are available at $0.03, with listing at $0.06, offering early investors up to 100% potential returns. MUTM is rapidly taking center stage, with over $9.1 million raised and attracted more than 11,000 investors. 

Phase 4 Sold Out, MUTM’s Ascent Is Only Beginning

The presale is in phase 5 with Phase 4 totally sold out. The tokens are available at $0.03, and listing for $0.06, early investors are looking at up to 100% potential returns. MUTM is rapidly taking center stage, with over $9.1 million raised and attracted more that 11,000 investors. As Phase 5 is in , the token price will rise to $0.035 in the next phase, providing current participants with a 16.67% profit. 

A Smarter DeFi Model: Hybrid Lending for a New Era

Mutuum Finance stands out through its dual approach to crypto lending, which integrates Peer-to-Contract (P2C) and Peer-to-Peer (P2P). The Peer-to-Contract (P2C) allows users to put stablecoins like USDT into smart contract liquidity pools and automatically earn passive income. 

In contrast, Peer-to-Peer (P2P) allows lenders and borrowers to communicate directly without intermediaries, with the ability to adjust loan terms and privacy advantages. This is a hybrid solution that provides more decentralization and flexibility but at the same time has strong yield opportunities, while liquidity providers receive over 10% today in passive return.

Trust and Transparency: Stable, Audited, and Made to Last

Mutuum Finance isn’t just innovating, it’s building trust. The platform’s smart contracts are open-source and undergoing rigorous audit by Certik. In addition to the native token, a fully collateralized, USD-pegged stablecoin is being developed, which circumvents the vulnerabilities of algorithmic stablecoins that have toppled other DeFi initiatives. The project is set to build a USD-pegged stablecoin on the Ethereum network as one of the main features in the Mutuum Finance roadmap. Security and transparency are fundamentals of the ecosystem.

Fostering Growth with $100K Giveaway and Gamified Community Tools

To turbocharge adoption, Mutuum Finance is actively incentivizing its early adopters. Already underway is a $100,000 giveaway, where ten participants will receive $10,000 in MUTM tokens. Running in tandem is a gamified leaderboard, displaying and rewarding the top 50 token holders, to encourage greater investment and continued participation. This is supported through a referral program, a new level of grassroots expansion in this rapidly growing community.

While PEPE rides meme momentum with 10x potential, Mutuum Finance (MUTM) is quietly building the foundation for real, long-term value through innovative DeFi utility. With over $9.1 million raised, 11,000+ investors onboard, and a Phase 5 presale price of just $0.03, before jumping to $0.035 and launching at $0.06, early entrants could lock in 100% returns before listing. 

As PEPE bets on hype, MUTM delivers on function, yield, and transparency, making it not just a top crypto under $1, but a smarter bet for 2025 and beyond. If you’re looking for the next breakout coin with actual staying power, now is the time to move on MUTM.

For more information about Mutuum Finance (MUTM) visit the links below:

Website: https://www.mutuum.finance/

Linktree: https://linktr.ee/mutuumfinance