Predicting the price of XRP/USDC for 2025 is extremely difficult due to the high volatility of the crypto market and the multitude of factors influencing the rate. However, several scenarios can be considered based on current trends and expert assessments.

### Factors influencing the price of XRP in 2025:

1. Regulatory environment

- Outcome of the Ripple vs SEC court case (if it does not conclude earlier).

- Adoption of clear cryptocurrency laws in the USA and other countries.

2. Adoption of XRP in the financial system

- Use of Ripple by banks and payment systems (ODL – On-Demand Liquidity).

- Partnerships with large companies and governments.

3. Overall trend of the crypto market

- If 2025 is bullish (for example, after Bitcoin's halving in 2024), XRP may rise.

- In the case of a bear market – a pullback is possible.

4. Competition

- Development of alternatives (Stellar, CBDC, stablecoins) may limit XRP's growth.

### Forecast scenarios for 2025 (XRP/USDC):

- Pessimistic: $0.20–0.40 (in case of tighter regulation and weak adoption).

- Base: $0.80–1.50 (moderate growth, court decision in favor of Ripple, increase in ODL usage).

- Optimistic: $2–5+ (mass adoption of RippleNet, bull market, institutional demand).

### Conclusion

If Ripple resolves its legal issues and boosts adoption, XRP could show significant growth. However, risks (regulatory, market) remain high.

Important: This is not an investment recommendation. The crypto market is extremely volatile, and any forecasts are probabilistic in nature.