Let's take a look at the HUMA airdrop on April 26!

1. Project Introduction:

HUMA is a PayFi network that powers global payment financing.

2. Team Members:

Erbil Karaman is the co-founder of Huma Finance, previously the Chief Product Officer at Earnin and the head of consumer products at Lyft.

3. Project Advantages:

(1) Innovative PayFi Model:

Huma Finance is the first PayFi network that focuses on providing instant liquidity and financing solutions for global payments through blockchain technology.

(2) Technological Innovation and Risk Management:

Huma employs a modular architecture that supports a diverse range of financial products (such as tiered financing and first-loss protection) and conducts real-time risk assessments through decentralized signal processors and evaluation agents to ensure the robustness of the lending process.

(3) Multi-Chain Compatibility and Scalability:

Huma Finance has been deployed on Ethereum Layer 2 (such as Polygon, Celo, Scroll) and will expand to the Solana blockchain in November 2024, with plans for further expansion to Stellar.

(4) Tokenization of Real-World Assets (RWA):

Huma tokenizes real-world assets (such as receivables) through special purpose vehicles (SPVs) to provide users with cash flow-based lending services instead of traditional crypto asset collateral.

4. Project Data:

As of April 26, 2025:

· Total Trading Volume: Over $4 billion.

· Number of Depositors: 33,000+, a 6-fold increase.

· Active Liquid Assets: Approximately $104 million.

· PayFi Assets: Approximately $64.083 million; Liquid Assets: Approximately $39.908 million.

· Total Revenue: Approximately $4.09 million.

· Huma Feathers Points Distribution: Approximately 550 million.

5. Project Financing:

Huma has completed two rounds of financing, with a total amount raised of $46.3 million.

Major investors include: Distributed Global, Race Capital, etc.

7. Token Economics:

· Token Name: HUMA

· Total Supply: 10 billion tokens.

8. Pre-Market Token Price:

The fully diluted market cap (FDV) of HUMA is valued at $600 million to $1 billion in pre-market trading, with the current pre-market price ranging from $0.08 to $0.1, and an initial circulating market cap (MC) of approximately $200 million.