The Huma Token (HUMA) is a utility and governance crypto asset that is central to the Huma Finance protocol, a decentralized PayFi network that connects traditional credit markets with DeFi liquidity. Here are the complete details:
### 1. Objectives & Main Functions
HUMA is designed for:
- Governance: Token holders can participate in protocol decision-making, such as incentive allocation and parameter adjustments.
- Staking & Rewards: Users providing liquidity (LP) or staking tokens earn rewards in the form of HUMA.
- Collateral & Fees: HUMA can be used as collateral for loans or to pay service fees on the platform.
- Ecosystem Integration: This token supports the tokenization of real-world assets (RWA) such as invoices or business revenues to enhance liquidity in DeFi.
### 2. Tokenomics
- Total Supply: 10 billion HUMA.
- Initial Supply: 1.73 billion HUMA (17.33% of total) circulating at launch.
- Allocation:
- 31% for liquidity incentives and ecosystem.
- 20.6% for investors.
- 19.3% for the team and advisors.
- 5% for initial airdrop.
- 7% for listing on centralized exchanges (CEX) and marketing.
### 3. How to Obtain HUMA
- Binance Launchpool: Users can stake BNB, FDUSD, or USDC to earn 250 million HUMA (2.5% of supply) from May 23–25, 2025.
- Airdrop:
- 5% of the supply allocated for early users and community contributors.
- An additional 0.5% for "Huma Yappers" who create educational content.
- Trading on Binance: HUMA will be traded starting May 26, 2025, with pairs like HUMA/USDT and HUMA/BNB.
### 4. Vesting & Token Unlocking
- Team & Investors: Tokens are locked for 12 months, then released gradually each quarter over 3 years.
- Liquidity Incentives: Token release for LPs and ecosystem partners is deflationary, decreasing by 7% per quarter after the second airdrop.
### 5. Unique Value & Integration
- Real-World Yield: The Huma protocol generates yields of 10–20% APY from real-world business activities such as cross-border payments.
- Solana Blockchain: HUMA is launched on Solana to leverage high transaction speeds and low costs.
- Strategic Partnerships: Collaboration with Binance (the 70th Launchpool project) and integration with DeFi platforms like Jupiter.
### 6. Risks & Considerations
- Volatility: HUMA is labeled as a "Seed Tag" on Binance, indicating potential high price fluctuations.
- Dependence on Adoption: The token's value depends on the growth of the PayFi ecosystem and the use of the protocol.
With a focus on real-world economic yields and PayFi infrastructure, HUMA offers long-term potential in bridging traditional finance and DeFi. However, users need to monitor vesting developments, market dynamics, and regulations related to crypto assets.#BinancelaunchpoolHuma $HUMA#Launchpool
