✅ Hong Kong has overtaken the USA — law on stablecoin licensing passed
🔨 The Legislative Council of Hong Kong has approved the final version of the law on digital assets tied to fiat. Now every stablecoin issuer is required to obtain a license from the HKMA — even if it concerns a non-Asian company working with residents.
📋 The law includes:
— requirements for reserve management and token redemption mechanisms;
— full segregation of client assets;
— mandatory AML, KYC, and risk management.
The law will come into effect by the end of 2025. A transition period and consultations are provided.
💬 Finance Minister Christopher Hui:
"The same activity — the same regulation".
🔎 While the USA is struggling with the GENIUS Act, Hong Kong is launching a real legal framework for the mass launch of stablecoins.
Asia is once again ahead: stablecoins are moving from theory to real use in payments, B2B, and trade.
The next step — tokens from banks and corporations.