In May 2025, the SEC's case against Ripple still casts a heavy shadow over the future of XRP, amid rapid legal developments and internal divisions within the agency that could change the course of the dispute.
Key legal updates
Settlement rejection: Judge Analisa Torres rejected the proposal to reduce the fine to $50 million for not complying with procedural conditions.
60-day appeal suspension: A temporary agreement between the parties to avoid escalation and complete negotiations.
Launch of XRP futures contracts: The entry of futures contracts on CME enhances legitimacy and attracts institutional interest.
Internal disputes within the SEC are game changers
Internal statement: The SEC confirmed that the settlement is based on previous court rulings, and resources were directed to formulate a new regulatory framework without reversing law enforcement.
Criticism from Commissioner Crenshaw:
Undermining court authority through partial amendment of the ruling without reverting to judicial interpretations.
Creating a regulatory vacuum by returning amounts without imposing the full penalty, which threatens the protection of small investors.
Reversing enforcement precedents in similar cases, which diminishes the credibility of the enforcement program.
Technical analysis and price forecasts for $XRP
Expected price range: between $2.40 and $2.75.
Potential resistance level: $2.80–$3.00 if positive news about the settlement or institutional activity arises.
Bullish catalysts:
Concrete progress in procedural settlement.
Increased liquidity after futures trading.
Downside risks and challenges for XRP:
Additional delays in settlement or renewed regulatory pressures push the price below $2.40.
Overall market volatility or a sudden increase in U.S. interest rates pressures demand.
Warning of a scam: Ripple today issued a warning regarding a scam campaign targeting XRP holders through fake messages and links, prompting verification from official sources and avoidance of any suspicious offers.
❓ Discussion question:
How do these legal developments and internal divisions within the SEC, along with Ripple's warning about fraud, affect your confidence in XRP as a digital asset? Do you expect a real price breakout after overcoming these challenges?
⚠️ Risk warning:
Trading digital assets involves high risks and may lead to capital loss.