Expert Says Most People Will NEVER Own as Much as 1,000 XRP

Crypto founder Edoardo Farina believes owning a portfolio of 1,000 XRP will remain out of reach for the average investor.

In a recent tweet, Farina claimed that many XRP holders may never come close to accumulating 1,000 tokens. With XRP currently priced around $2.40, that portfolio would now be worth about $2,400 — a figure many investors either can’t afford or won’t risk on one coin.

Just seven months ago, in November 2024, the same amount of XRP could’ve been bought for just $490 when the token was trading below $0.50. Since then, the price has jumped more than 5x.

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Over 5 Million Wallets Hold Less Than 1,000 XRP

Data from the XRP Rich List backs up Farina’s bold statement. Out of roughly 6.478 million wallets, more than 5 million hold less than 500 XRP.

2.734 million wallets hold between 0 and 20 XRP (42% of holders)

2.517 million wallets hold between 20 and 500 XRP (38.85% of holders)

That means about 5.25 million wallets, or 81%, hold between 0–500 XRP. As prices rise, the number of holders with 1,000+ XRP is expected to decline even more, leading experts to say that regular retail investors are being priced out.

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Why 1,000 XRP Is Seen as the New Goalpost

Despite this, XRP believers still push the idea that owning 1,000 XRP could be a key milestone.

Some analysts even suggest this amount could lead to financial freedom by 2029, just four years from now. If XRP ever hits $100, that portfolio becomes worth $100,000 — a life-changing sum for many.

Even more bullish forecasts suggest XRP could one day reach $1,000, which would make a 1,000 XRP holder a millionaire.

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Price Predictions and Timelines

Of course, not everyone agrees on how high XRP can go — or when.

Analysts like Javon Marks believe $100 XRP could happen this year

Telegaon predicts XRP might hit $100 by 2040

CryptoGuard COO Matthew Brienen sees a path to $1,000 by 2035

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