📊 Recent stats from the XRP Rich List reveal a powerful trend:

👉 81% of all XRP holders own less than 500 XRP.

Here’s the breakdown:

  • 🧍‍♂️ 2.73M wallets hold just 0–20 XRP (42.2%)

  • 👥 2.51M wallets hold 20–500 XRP (38.8%)

  • 🧱 Only ~1.22M wallets hold more than 500 XRP!

✅ Interpretation? XRP is still in the hands of small retail investors — not whales, not institutions. This means the door is still wide open for ordinary people to build meaningful positions before a potential breakout.

💡 Why 1,000 XRP Is Becoming the New Psychological Benchmark

At current prices, anyone can accumulate 1,000 XRP — but for how long?

Analysts are warning: 🚨 “1,000 XRP could become the new 1 BTC” — a threshold of wealth that becomes unreachable to the average person as prices rise.

In fact:

  • 🔹 Javon Marks predicts XRP may reach $123 in a supercycle move

  • 🔹 Telegaon sees $100 XRP by 2040

  • 🔹 CryptoGuard’s COO projects $1,000 by 2035

  • 🔹 Skeptics like Rajat Soni call this wishful thinking

Whether you’re bullish or skeptical, the math is tempting:



💰 1,000 XRP x $100 = $100,000

💸 1,000 XRP x $1,000 = $1M



Even 10x growth makes a small bag worth paying attention to.

🧠 What Retail Investors Should Really Take Away

Holding 1,000 XRP is not just a dream — it’s a plan.

It’s:

  • 🔄 A chance to ride the next wave of crypto utility (e.g., cross-border payments)

  • 🧠 A reminder that time in the market often beats timing the market

  • 🔐 A call to own a piece of a network with real institutional use cases


But let’s be clear:

🚫 No one is saying XRP is a guaranteed millionaire-maker.

✅ What is clear: retail investors still have a rare window of entry.

🎯 Final Thought

If 5 million+ wallets are holding less than 500 XRP, ask yourself:


What will it feel like to be holding 1,000+ XRP when the masses try to enter later?



The window is still open — but maybe not for long.