Why Holding 1,000 XRP Might Soon Be a Luxury for Most Investors
The latest stats from the XRP Rich List paint a revealing picture about how XRP is distributed among its users. Out of around 6.48 million active wallets, more than 5 million hold less than 500 XRP. That’s a massive majority—and it says a lot about the current state of XRP ownership.
Retail Investors Rule the Scene, But Lightly
Breaking down the numbers:
2.73 million wallets have between 0 and 20 XRP (42.2%)
Another 2.51 million wallets hold between 20 and 500 XRP (38.85%)
That means over 81% of all XRP holders sit below the 500 XRP mark. It shows retail investors dominate the space, but most of them are only dipping their toes, not going all in. XRP is still relatively affordable—but maybe not for long.
The 1,000 XRP Milestone: Just a Goal or a Future Status Symbol?
As XRP’s price moves up, the idea of owning 1,000 XRP is turning into a psychological benchmark. It’s starting to feel like a version of early Bitcoin FOMO. Back then, even a small BTC stack turned into something big.
Some XRP fans are pushing the idea that 1,000 XRP could be a ticket to future freedom. One analyst claimed that holding just 1,000 XRP might be enough to “live free” by 2029—if bullish price predictions come true.
Big Price Targets or Big Dreams?
Javon Marks believes XRP could rocket 50x to $123 soon.
Telegaon thinks it might hit $100 by 2040.
CryptoGuard’s COO predicts a wild $1,000 XRP by 2035.
But not everyone’s on board. Analyst Rajat Soni calls the $100+ targets “mental gymnastics” and questions their realism. The bottom line? There’s a lot of hope—but also plenty of doubt.
Should You Try to Stack 1,000 XRP?
The growing number of wallets holding tiny amounts shows interest is widespread, but most investors are still cautious. Whether 1,000 XRP becomes a future flex or not, it’s clear that entry is still affordable—for now.
But as the price climbs, even that small milestone might start slipping out of reach for the average person.
Disclaimer: This content is for educational purposes only and not financial advice. Always do your own research before investing.
