1. First sentence: Unless absolutely necessary, don't get involved in agriculture; whether it's planting or breeding, making money in agriculture is very difficult and risky. This path is hard to walk. Dear viewers, please click 'follow' in the upper right corner; it makes it easier for you to discuss and share, and gives you a different sense of participation. Thank you for your support!
2. Second sentence: Don't easily lend money to relatives and friends; it's a favor when borrowing, but it turns into enmity when asking for it back. Many families have fallen out over money; if you can't get it back, you'll also offend someone. It's better to guard your wallet from the start.
3. Third sentence: Workers shouldn't always think about quitting to start a business. The bosses you see living well often have huge debts behind them. Without a stable customer base and cash flow, quitting to start a business is like betting your family's living on tomorrow.
4. Fourth sentence: Never overspend on luxury items; carrying a bag worth tens of thousands won't really elevate you to high society. Saving money for mortgage and raising children is what ordinary people should be doing.
5. Fifth sentence: In terms of children's education, don't follow the trend and enroll them in overpriced training classes; rather than spending money, it's better to accompany your child in reading. I've seen too many parents spend hundreds of thousands on tutoring, yet their children's grades remain terrible.
6. Sixth sentence: Ordinary families should never dabble in stocks and futures; you think you can get rich overnight, but the result is usually a total loss. Those big influencers teaching stock trading would have made their fortune quietly if they really had the skills.
7. Seventh sentence: When buying a car, don't buy one that costs more than twice the family's annual income; while it may seem impressive to drive out, the cost of maintaining the car can weigh down the whole family. A practical and fuel-efficient vehicle is the wise choice.
8. Eighth sentence: Don't go into business with relatives; profits lead to disputes over dividends, and losses lead to mutual blame. How many uncles and nephews have fallen out, brothers have become enemies, all because money has disrupted family ties.
9. Ninth sentence: Don't rush to seek medical advice when a family member is ill; if a top-tier hospital can't cure it, alternative remedies are even less reliable. How many people have been deceived to the point of losing everything, ending up with neither health nor wealth.
10. Tenth sentence: Ordinary people shouldn't always think about getting rich through social media; the online celebrities you see making money easily are backed by teams burning cash. Blindly quitting your job to become a blogger will likely leave you without even enough to eat.
11. Eleventh sentence: Don't have a third or fourth child just to have a son; if you can't afford to raise them, it will only harm the children and make life harder for yourself. Now, both boys and girls are the same; nurturing one good child is better than having many.
12. Twelfth sentence: Stay away from gambling and online loans; getting involved with these two is like walking on a path to destruction. How many people have lost their houses and cars, ending up with broken families?
13. Thirteenth sentence: Don't always think you're lucky enough to win the lottery; the odds of winning are lower than being struck by lightning. Save the money you would spend on lottery tickets, and after a few years, it will amount to a significant savings.
14. Fourteenth sentence: When parents are ill, don't hesitate to treat them. Money can be earned back, but once parents are gone, they are truly gone. Don’t wait until you regret it to understand this truth.