#MastercardStablecoinCards The collaboration between *Mastercard* and *MoonPay* marks a major advance in integrating cryptocurrencies with traditional payments. In May 2025, the two companies launched *stablecoin-backed payment cards*, allowing users to spend digital assets like USDC, USDT, or DAI at over *150 million merchants* accepting Mastercard around the world. [1][2]
---
đł How Mastercard stablecoin cards work
- *Instant conversion*: Transactions made with these cards automatically convert stablecoins to fiat currency at the time of payment, without the merchant needing to handle cryptocurrencies. [2]
- *Global availability*: Thanks to MoonPay's infrastructure, users can make payments in stablecoins worldwide, facilitating cross-border transactions and digital payments. [3]
- *Integration with digital wallets*: Cards can be linked to existing crypto wallets, providing increased flexibility for users looking to manage their digital assets. [4]
---
đ Implications for users and merchants
- *Increased accessibility*: This initiative allows unbanked or underbanked individuals to more easily access digital financial services, using stablecoins for everyday transactions. [5]
- *Simplification of payments*: Merchants do not need to change their existing payment systems, as the conversions of stablecoins to local currency are handled in the background. [6]
- *Cryptocurrency adoption*: By facilitating the use of stablecoins in everyday transactions, this collaboration could accelerate cryptocurrency adoption among the general public. [2]
---
đź Future perspectives
Mastercard continues to develop its digital payment capabilities, exploring solutions such as *Mastercard Crypto Credential* and *Mastercard Move*, aimed at securing and simplifying transactions on the blockchain. [7] This strategy is part of a broader effort to create a bridge between traditional financial systems and the emerging digital economy.
---
For a detailed presentation of this initiative, you can refer to the intervention of MoonPay CEO Ivan Soto-Wright on CNBC:
