The digital euro is coming 🏦

📅 Recent announcement: May 15, 2025

🌍 The ECB accelerates the digital euro project to reinforce European sovereignty.

🔷 Timeline

Objective: close the political framework by early 2026, according to Piero Cipollone (ECB) Reuters.

Phases: in October 2025, the second pilot phase begins; the actual launch would take 2–3 years after legislative approval.

⚖️ Political debate

Support: social democrats and greens see sovereignty and economic security El País.

Hesitations: conservatives fear disincentivizing cash and bank deposit outflows.

🔐 Key benefits

Secure digital payments, direct to the ECB, online and offline.

Less dependence on foreign payment providers.

Complements cash and strengthens European financial infrastructure European Central Bank.

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