If you don't buy a house, you won't have a mortgage. Renting a house in second and third-tier cities won't cost much over several decades. In China, land use rights are only for seventy years; who knows what will happen after seventy years? The current houses probably won't last even seventy years.

Don't create trouble for yourself by using problems that could be solved in other ways. Quoting the Book of Lord Shang is even more absurd. The Book of Lord Shang was a tool used to build a militaristic state in an era of agrarian civilization and information isolation. After thoroughly implementing the Book of Lord Shang, the Qin Dynasty, riding on the achievements of six generations, completed its militaristic expansion, and then how long did it last?