$XRP isn't just another altcoin — it powers the XRP Ledger, a high-speed blockchain designed for instant, low-fee cross-border transactions.
Launch Year: 2012
Transaction Speed: ~3–5 seconds
Energy Use: Minimal (no mining)
Use Case: Settlement layer for banks & financial institutions.
XRP is the native cryptocurrency of the XRP Ledger, a decentralized blockchain developed by Ripple Labs Inc. XRP is used primarily for:
Fast, low-cost cross-border payments
Liquidity provision for financial institutions
Transferring value across the XRP Ledger
Unlike Bitcoin or Ethereum, XRP does not rely on mining; it uses a consensus protocol among validators, which allows for high-speed and energy-efficient transactions.
In short:
XRP = the digital asset
Ripple = the company behind its development and use in financial systems.
Why It Matters in 2025
Ripple’s ongoing efforts to expand institutional adoption — especially in Asia and the Middle East — are giving XRP renewed relevance. And while legal drama with the U.S. SEC once stalled momentum, XRP has since surged back into the spotlight.
Whether you're trading or investing, XRP offers a unique mix of utility and volatility. Its global relevance and fast transaction system make it one of the few altcoins with long-term institutional potential.
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