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Fintech vs. Crypto: Not everything that shines is decentralized
Fintech and crypto compete for utility; decentralization is not always the deciding factor for the pragmatic user
#BinanceAlpha$1.7MReward
Fintech is the industry that has come to shake up the world of finance. Innovation over here, digital solutions over there… just like crypto, promising a more agile and accessible future for users. But beware, this is where things get interesting and not everything that shines is decentralized gold.
The main difference, and it's no small matter, is the way they operate. Fintech, for the most part, plays in the centralized field, following the rules of the traditional game, but with a layer of technology that makes things easier. Digital banks, payment apps, online investment platforms… everything runs on servers and under the supervision of conventional entities. It’s the banking of old, but with technological steroids
