Benefits of buying and holding #USDC/USDT

1. Stable value (low volatility)

USDC is always maintained at a level close to $1, which helps reduce risk compared to cryptocurrencies like BTC or ETH that have high volatility.

2. Fast transaction speed and low cost

Cross-border transactions can occur almost instantly with very low costs compared to traditional international bank transfers.

3. Easy trading on cryptocurrency exchanges

USDC is supported by most major exchanges like Binance, Coinbase, OKX, etc., enabling you to quickly buy, sell, and invest in other coins.

4. Safer storage of digital assets than cash

USDC can be stored in personal electronic wallets or cold wallets, protecting you from the risk of losing cash or having your bank account frozen.

5. Convenient in DeFi and staking

You can use USDC to earn interest through DeFi platforms, lending, staking, or providing liquidity.

6. Easy to convert to USD when needed

USDC can be exchanged back to real USD through Circle or exchanges that support withdrawals to bank accounts.

7. Transparency and regular audits

Circle publishes monthly audit reports to demonstrate the amount of USD reserves, creating trust for users.

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However, it is also important to note:

- USDC relies on the traditional financial system (banks, issuing institutions).

- Legal policies or control by countries may affect liquidity or usability.

- You should not keep all your assets in the form of stablecoins if you are looking for profit opportunities.