$USDC is a stable digital currency (stablecoin) backed by the US dollar, issued by Circle. Here are some key details about USDC ¹:
- *Purpose*: USDC aims to provide a stable digital currency that can be used in everyday financial transactions, such as money transfers and e-commerce.
- *Backing*: Each USDC is backed by one US dollar in reserves, ensuring its value remains stable.
- *Uses*: USDC can be used for:
- *Money Transfers*: Sending money across borders quickly and securely.
- *E-commerce*: Making instant and secure payments online and in physical stores.
- *Trading*: Protecting assets from market volatility and trading on leading exchanges.
- *Saving*: Holding digital currencies in 185 countries around the world.
- *Security*: USDC is characterized by high security and transparency, as reserves are held in separate bank accounts and are regularly audited by independent accounting firms.
- *Availability*: USDC is available on many exchanges and platforms, including Binance, Coinbase, and OKX.
- *Compliance*: USDC is subject to laws and regulations of the United States, requiring users to comply with local laws.
- *Reserves*: USDC reserves are held in cash and short-term assets, such as US Treasury bonds, with major banking partners like Bank of New York Mellon.