Stablecoins, thanks to their peg to fiat currency, are gradually becoming a new choice for everyday payments. Unlike traditional cryptocurrencies with high volatility, stablecoins have relatively stable prices, effectively avoiding the risks of value fluctuations during transactions, providing consumers and merchants with a more reliable payment medium. When shopping across borders, users can avoid the complex foreign exchange process by using stablecoins, completing transactions instantly, with fees much lower than traditional international remittances; in online consumption scenarios, consumers can quickly use stablecoins to purchase goods and services through digital wallets, enjoying a payment experience with seconds-level transaction completion. However, the widespread adoption of stablecoins for daily payments still faces challenges such as regulatory compliance and market acceptance. But with technological advancements and improvements in regulatory frameworks, stablecoins are expected to further penetrate the field of everyday payments, reshaping the global payment landscape and bringing people a more efficient and low-cost new way of payment.