The collaboration between Mastercard and MoonPay to issue cards supported by stablecoins like USDC is a remarkable development, clearly indicating a serious trend towards integrating digital assets into the traditional economy. This type of partnership addresses one of the biggest obstacles to cryptocurrency adoption: ease of use in everyday life.

Will stablecoins be used for daily payments soon?

Yes, but gradually.

The current step facilitates direct spending of stablecoins, opening the door for millions of users to experience cryptocurrency payments without the need to convert them to traditional cash. However, widespread adoption will depend on:

User experience and ease of use.

Stability of regulatory frameworks.

Trust in the infrastructure for asset custody and security.

Are we close to widespread cryptocurrency adoption?

We are technically close, but there are regulatory and psychological gaps.

Despite the availability of technology, challenges remain:

Regulators in many countries have not established clear frameworks for dealing with these assets.

The average user still views cryptocurrencies as speculative tools rather than means of payment.

Price volatility (although lower in stablecoins) remains a concern for some.

In summary:

What is happening now is a "rehearsal" for broader adoption. If this model succeeds – and is accepted and seamless.