Stablecoins, backed by the characteristics of pegging to fiat currencies, are gradually becoming a new choice for everyday payments. Unlike the high volatility of traditional cryptocurrencies, stablecoin prices are relatively stable, effectively avoiding the risks of value fluctuations during transactions, providing consumers and merchants with a more reliable payment medium. When shopping internationally, users can bypass the complex foreign exchange processes by using stablecoins for payments, completing transactions instantly, and incurring fees that are much lower than traditional international remittances; in online consumption scenarios, consumers can quickly use stablecoins through digital wallets to purchase goods and services, enjoying a payment experience with instantaneous settlement. However, the widespread adoption of stablecoins for daily payments still faces challenges such as regulatory compliance and market acceptance. But with advancements in technology and improvements in regulatory frameworks, stablecoins are expected to further penetrate the everyday payment sector, reshaping the global payment landscape and bringing people a more efficient and cost-effective new way to pay.