In the cryptocurrency world, there are three states: rise, flat, and fall; in life, there are three states: auspicious, flat, and ominous.

These states are randomly distributed in time and space; when you buy cryptocurrency, you will encounter these three states.

As you move through life, you will randomly encounter these three states. If your blessings are deep enough, you can turn misfortune into fortune; if your blessings are not enough, you will encounter difficulties.

Most people believe a saying: that wealthy and powerful individuals are so because they did good deeds in their past lives, thus accumulating blessings to continue to do good in this life and enjoy a good life.

As for unfortunate people, they certainly did many bad deeds in their past lives, coupled with their own suffering, unable to afford the cost of doing good, thus accumulating little fortune. Naturally, their luck is relatively poor, making them more susceptible to the harm of resentful creditors. Hence, they will suffer even more.

These are actually not getting to the point; this is a very linear causation, but the great causation of the world is quite random and does not present linearly.

There is a rule: anything gained will inevitably be lost, but not everything lost will necessarily be gained.

Gaining is certain, while losing is uncertain.

Loss is certain, then gain is uncertain.

If what you gain after losing is certain, then this gain and loss are not causally related; it is likely that this gain is something you actively chose, and you will definitely lose something, but this loss is uncertain.

A blogger on Douyin said it very well.

Certainty is chosen by oneself, while uncertainty is chosen by heaven. This is the theory of human choice and divine selection.

Human nature dictates that one will first choose to gain while ignoring the uncertain loss, but according to the rules, they will definitely lose something.

Humans can choose for themselves, but heaven will certainly choose for you. This is the principle of human choice bringing fortune and divine selection bringing disaster.

If you actively choose to give up a troublesome relationship (inviting disaster), you may gain uncertain love or something else (or possibly nothing) (gaining fortune).

If you actively choose to gain the other party's (which does not belong to you) money (choosing fortune), you may lose something else (you will definitely lose) (inviting disaster).

If you don't choose anything, then the heavens won't give you a choice either; this is what it means to be flat. Lying flat is a state of being flat.

Yesterday I met with my middle school deskmate. His life is a flat state; he doesn't believe in stocks, cryptocurrencies, or any investments. He is tired of all investments, and his daily hobby is watching cultural items in live broadcasts. His colleagues have become their own bosses after a few years, yet he remains a low-level salesperson with not much savings, just a few hundred thousand. I asked him why he doesn't branch out and develop clients himself. He said he has thought it through and is too lazy to bother; he has lost his drive. Doing it himself requires upfront investment and has risks. I asked if he had ever faced risks. He said that over the years, only one factory closed; nothing else happened.

He told me a story that can verify: human choice brings fortune, while divine selection brings disaster. He had a friend who invested hundreds of thousands to open a factory, and in a year bought several million worth of houses, an A8, and a Xiaopeng. The investment in the factory was extremely low due to this opportunity that allowed him to make money, and then he started playing around with women every day, indulging in it. He spent a lot of money and became emotionally attached; later, when the factory site needed to be renovated, he had to spend a lot of money to relocate, taking loans, and the cost rose from 300,000 to 1.8 million. Then his wife found out he was playing with women, and eventually, during the mask outbreak, the factory went bankrupt, losing all the money and becoming a discredited person. His wife took the house, and he brought his two kids back to the countryside to be raised by his elderly parents. From several million in assets, he fell to having nothing. Will he suffer even more later? If there’s no pain + no gain = progress, then definitely.

I have people around me who actively choose fortune. I have seen many losses over the years: some got caught in sewing machines, some had broken families, some had parents commit suicide. They are definitely not unfortunate people; they live better than most. After understanding this rule, I verified it one by one, sweating profusely. If I had not actively chosen to lose, I might also have been in a terrible situation.

Have you noticed that when someone borrows your money and does not return it, it seems you have lost, and they have gained? In fact, what you lost will not fundamentally affect your life, because you lost passively. You cannot receive the divine selection; if you actively choose to lose, you will definitely receive the divine selection. However, the person borrowing money from you will certainly have a significant impact on their life. This is the other party's human choice bringing fortune and divine selection bringing disaster. You quietly observe and verify, and they will definitely become worse.

Choosing to actively accept after a passive loss will also become part of active choice; this is like the story of the old man losing his horse.

At this point, I understood that I originally thought I was making money for others; I gave them money thinking it was a reward to make them happy, but actually, according to the rules, I was actively choosing to lose. I have experienced this kind of loss many times. Most of the time, I have received other compensations; I chose disaster while heaven chose fortune.

Someone posted in their friend circle that donating money really brings good luck; essentially, it is actively choosing to lose, which may lead to uncertain good fortune later.

In other words, the more costs you have from what you own, the more things you can choose to lose, and the more you can exchange for gain. The total amount of uncertain gains will create much more for you than for average people; this is what heaven gives you.

So can people choose to actively gain? Of course, but you need to calculate what you are likely to lose. The difference between gain and loss can lead to profit, allowing you to choose to gain. Because gain and loss are not balanced, but once you gain, losing is certain; what you lose and when you lose it are uncertain. Those with sufficient calculation ability will know what they are likely to lose. This needs to rise to a higher level: human choice and divine selection, which means you know what heaven will choose for you. I haven't realized this, nor can I achieve it. There are even higher levels of human choice and divine selection of others; this is the rule of the Dao, allowing heaven to choose what you would choose.

Human choice and divine selection are the rules of human nature.

Human choice and divine selection are the rules of the technique.

Human choice and divine selection are the rules of the Dao.

Returning to the title, I write this here, and you should understand why misfortune specifically seeks out unfortunate people, because they spend their lives choosing to gain without knowing what they will lose. If you understand the first rule, as long as you know human choice and divine selection, you basically won't lack money in this life.