Stablecoins like #稳定币日常支付 have tremendous potential in the field of everyday payments. They combine the convenience of cryptocurrencies with the stability of traditional currencies, providing users with more efficient and lower-cost payment options. For example, some stablecoins can already be used for cross-border remittances, significantly reducing fees and time costs, especially for overseas workers sending money back home. The use of stablecoins can avoid the cumbersome procedures and high fees of traditional banks. On some e-commerce platforms that support cryptocurrency payments, consumers can purchase goods and services with stablecoins, making the transaction process quick and secure. However, the widespread adoption of stablecoins also faces challenges such as regulatory policy uncertainties, low public awareness, and the degree of improvement in technological infrastructure. In the future, as technology matures and the regulatory environment gradually clarifies, stablecoins are expected to play a more important role in everyday payments, becoming a strong complement to traditional payment methods.