#CryptoRegulation

Cryptocurrency regulation varies widely around the world and remains an evolving area. As of 2025, the U.S. does not have a single, defined regulatory framework for crypto, though major legislation like the Financial Innovation and Technology for the 21st Century Act (FIT21) was introduced in 2024 but not yet enforced. The U.S. Securities and Exchange Commission (SEC) actively enforces registration requirements for crypto firms, especially regarding when digital assets qualify as securities, leading to ongoing enforcement actions against non-compliant entities.

Globally, some countries have implemented clear rules for crypto services to protect investors and boost confidence, such as the UK’s Financial Services and Markets Act extension in 2023. International bodies like the Financial Stability Board (FSB) work on global standards, but coordination remains challenging due to the cross-border nature of crypto assets.

In the absence of comprehensive laws, regulators often rely on existing financial regulations and propose self-regulatory organizations (SROs) overseen by agencies like the SEC and CFTC to fill gaps without new legislation.

In summary, crypto regulation today is a patchwork of evolving laws, enforcement actions, and proposals for industry oversight, with no single global or national framework fully established yet.