#CryptoRegulation

**Today’s Crypto Regulation Snapshot** (May 16, 2025)

- **U.S.:**

• FDIC allows banks to handle crypto (custody, nodes) without prior approval.

• SEC revamping rules for tokens; **FIT21 Act** clarifies SEC/CFTC roles (most cryptos = commodities).

• Congress debating **STABLE Act** (stablecoin reserves) & **GENIUS Act** (innovation).

- **Global:**

• **EU’s MiCA** in full force: strict licensing, stablecoin reserves, and “Travel Rule” for transactions.

• Asia tightening: Hong Kong allows staking, Singapore mandates stablecoin audits, Japan enforces FATF rules.

• **OECD’s CARF** requires global crypto tax reporting by 2027.

- **Trends:**

• Institutions flock to Bitcoin ETFs.

• Eco-shift: Ethereum’s PoS vs. Bitcoin’s green mining push.

• CBDCs & AI-powered DeFi rising.

*What’s next?* U.S. stablecoin laws, SEC-CFTC clarity, and global tax rules.

🌍🚀 *Stay compliant, stay ahead!*