Opinion: #CryptoRegulation – Between Investor Protection and Innovation Space

The increasingly global crypto regulation, such as MiCA in the European Union or the US framework, reflects efforts to balance investor protection with industry growth. Regulation is clearly necessary to prevent abuse, enhance transparency, and attract institutional participation. However, the risk of over-regulation that restricts innovation or encourages centralization remains a challenge. The key to success lies in the collaboration of regulators with industry players to design flexible policies, accommodating decentralized technology without sacrificing AML/KYC principles. Regulation is not the enemy of crypto—it can be the foundation for mass adoption, as long as it is managed wisely to avoid market fragmentation and maintain the essence of blockchain.