Saving money is changing your fortune, going to bed early is extending your life, being alone is nurturing your heart, reading is enlightening your mind, exercising is promoting health, decluttering is reducing burden, smiling is attracting wealth, reflecting is making progress, listening is increasing wisdom, meditating is calming your spirit, eating vegetarian is cleansing your intestines, traveling is broadening your horizons, persistence is breaking through, gratitude is accumulating blessings. Good morning, everyone.