Responding to Market Volatility: How BiyaPay Achieves Real-Time Portfolio Adjustment

Recently, financial market volatility has intensified, and investors are facing dual challenges: rapidly adjusting asset allocation in response to market changes and flexibly switching between the Hong Kong stock, U.S. stock, and cryptocurrency markets to seize opportunities. Traditional methods have many limitations—bank transfers take 1-2 days, cryptocurrency OTC exchange spreads can be as high as 3-5%, and multi-platform operations are inefficient.

BiyaPay offers innovative solutions:

• Minute-level cross-market reallocation: fund transfer speed is 50 times faster than traditional banks

• Smart routing for foreign exchange: exchange spreads for stablecoins like USDT are below 0.3%

• Fully licensed compliance framework: a secure and reliable one-stop operating experience

Typical application scenario:

Investors can sell cryptocurrencies in the morning session, with funds arriving in their Hong Kong stock account within 10 minutes, allowing them to timely capture the rise in new energy stocks; at the same time, they can flexibly allocate part of the funds to U.S. Treasury ETFs to effectively hedge market risks.

In today's highly interconnected market environment, BiyaPay's "Trading-Withdrawing-Investing" closed-loop mechanism empowers investors with institutional-level agility, transforming market volatility into investment opportunities.

(Market risks exist, and investment should be approached with caution)