XRP Whale Accumulation Surges as Institutions Double Down on Ripple Ledger

Originally published on Coinpedia Fintech News

A bold statement from crypto influencer Pumpius is stirring the XRP community. While many believe retail investors are simply exit liquidity for institutions, Pumpius flips the narrative—claiming they’re actually early adopters in a major financial transformation, with the XRP Ledger at its core.

Are XRP Holders Just Exit Liquidity?

That's the story institutions want you to believe—that you're the fool at the table, providing liquidity for their sell-off. But Pumpius argues the opposite:

"You're not the exit. You're the entry."

In a viral thread, he lays out why XRP holders could be on the ground floor of a financial revolution.

Debunking the Exit Liquidity Myth

The prevailing belief? Retail investors buy high while institutions dump. But Pumpius insists this is strategic misdirection.

He claims major financial players are quietly accumulating XRP, hoping retail investors exit early so they can buy at lower prices before key milestones like:

XRP-based ETFs

Global payment network adoption

Stablecoin integrations

"They want XRP for themselves," he warns.

On-Chain Signals: Whales Are Accumulating

Backing his claims with data, Pumpius points to several bullish indicators:

Whale wallets consolidating

Increased liquidity in Asia and the Middle East

Surging wallet activity on the XRP Ledger

Far from a sell-off, he sees this as a quiet accumulation phase, signaling confidence among big players.

Also Read:

Ex-SEC Chair Gensler Wasn’t Anti-Crypto in Private, McHenry Reveals

Ripple Keeps Building Despite Lawsuit

Ripple's Resilience Amid Legal Battles

Despite ongoing legal pressure from the SEC, Ripple hasn’t slowed down. According to Pumpius, the company has:

Expanded global partnerships

Scaled On-Demand Liquidity (ODL) corridors

Launched tokenization pilots

Earned attention from IMF, BIS, and major central banks

Final Take: Hold or Exit XRP?

Pumpius sees XRP not just as a digital asset, but as a financial protocol for the future economy. His message to retail investors?

Hold firm.

FAQs

Should retail investors hold or sell XRP now?

Pumpius believes retail investors should hold, as institutions may be positioning ahead of major catalysts like ETFs and global adoption.

How is the XRP Ledger positioned for the future?

The XRP Ledger is a foundation for tokenization, cross-border payments, and stablecoin rollouts, with backing from financial heavyweights.

What price could XRP reach in 2025?

Some projections, including Pumpius's, suggest XRP could reach $5.81 in 2025—driven by legal clarity and increasing institutional support.

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