You got it correctly! anyone talking about market cap is just trying to kill the hype. XRP vision is so advanced that very few can see far ahead like you.

Here's a fun fact. If XRP captures just 10% of SWIFT’s $6.5T daily flow — that’s $650B moving across the XRPL. With only ~3.5B XRP liquid, it would require a price of $1,000+ just to function as a settlement bridge. Now layer in the global derivatives market — which exceeds $1 quadrillion — and if XRP is used even fractionally as collateral or settlement infrastructure, you’re looking at valuations between $5,000–$10,000 per coin just to meet institutional liquidity needs. This isn’t hopium — it’s straight liquidity math!! Now factor in the future ETF liquidity and you have something that Shorts literally are going to have nightmares about!