PART 3

4. Binance Debit Card**

**Essence:** Pay with crypto in stores → get cashback in BNB.

- **Cashback:** Up to 8% on purchases.

- **How to connect:**

1. In the Binance app, find the **“Card”** section.

2. Activate the virtual card.

3. Choose which wallet to deduct funds from (for example, USDT).

**Example:**

- Bought a laptop for 100,000 RUB → received 8% cashback = 8000 RUB in BNB.

📌 3 mistakes that will reduce income to zero**

1. **Investing everything in one asset.** Spread crypto between staking, Launchpool, and savings.

2. **Ignoring fees.** For example, withdrawing ETH may “eat” all profits.

3. **Not monitoring the Launchpool schedule.** If you miss the start of farming — you will receive fewer tokens.

🔗 Useful links**

- [Official Binance Earn section](https://www.binance.com/ru/earn) — current offers.

- [Staking ratings](https://www.stakingrewards.com) — where it's most profitable to stake.

💼 Example portfolio for beginners**

| Tool | Coins | Term

| **Flexible staking** | USDT | – | 5% |

| **Launchpool** | BNB | 7 days | ~10% |

| **Fixed savings** | BTC | 90 days | 3% |

👉 Next article**: “How to trade futures on Binance: risks and profits.” Want it? Click ❤️ and comment!