Survival Rules in the Crypto World: Compound Interest is the True Wealth Secret
In the crypto world, many people struggle for years but still fail to understand a key point: sticking to compound interest is more important than chasing instant wealth. For example, someone initially invested only 10 yuan, but through long-term stable compound growth, eventually accumulated 20 million — this sounds like a myth, but the math will tell you: it is entirely possible.
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Why is controlling drawdown the top priority?
A simple example:
- Situation 1:
You invest 1 million, the coin price rises by 100% → 2 million (Congratulations on doubling!)
But then it crashes by 50% → back to 1 million.
Result: After the big ups and downs, you end up with nothing.
- Situation 2:
You invest 1 million, the coin price first drops by 50% → 500,000 (Ouch!)
Later it rises by 50% → only 750,000.
Result: A loss of 250,000, you didn’t recover even the principal and interest.
This shows: The deeper the drawdown, the larger the rebound needed. After dropping by 50%, a 100% rise is needed to break even, while an 80% drop requires a 400% increase! Therefore, controlling drawdown is the baseline for long-term survival.
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The Power of Compound Interest: Time is the Best Friend
Assuming you can steadily earn 25% per year (this is not exaggerated in the crypto world):
- Year 1: 1 million → 1.25 million
- Year 2: 1.25 million → 1.56 million
- Year 3: 1.56 million → 1.95 million (doubled in 3 years)
- Year 5: About 3 million
- Year 10: About 8 million
The key is: Compound interest is like a snowball; the longer you give it time, the bigger the snowball. Even if you only earn 10% a year, you can multiply it by ten times in 20 years!
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The Brutal Truth of the Crypto World: Short-term Wealth Seekers Become Long-term Losers
Many people have made 100% profit in a bull market:
- But as long as you experience a 50% drawdown, your previous efforts are wasted;
- If you encounter an 80% crash (like in 2018, 2022), it may take years to recover.
The ones who can truly profit long-term do not rely on “getting rich overnight,” but on:
1️⃣ Controlling drawdown (for example, not exceeding a maximum loss of 20% each year);
2️⃣ Stable compound interest (even if earning 15%-20% a year).
In the crypto world, remember:
- Don’t fantasize about “getting rich overnight,” behind instant wealth is 99% failure;
- Focus on preserving capital and controlling drawdown, this is the premise for compound growth;
- Pursue stable annual returns, even if it's only 10%-15%, you can accumulate astonishing wealth over the long term.