Listen, imagine that the crypto markets are open around the clock, but you are not. This means that while you are sleeping or drinking coffee, there are already a dozen transactions going on somewhere that could bring you profit. That's why artificial intelligence-based agents are increasingly being used in DeFi (decentralized finance). They trade, manage liquidity, and optimize profitability without human involvement. Sounds like a dream come true, doesn't it?
But the trouble is, the wallets through which all these operations take place are not ready for such automation. Most of them still require manual confirmation and are not able to safely interact with AI. This creates a threat: AI can gain too much freedom and, say, due to a bug or bot attack, deprive you of all funds. There have already been such cases — for example, a hack on 563 ETH through a vulnerability in the Banana Gun trading bot. And more recently, there was another incident where more than $100,000 was lost due to access to the control panel.
The bottom line is that the wallet architecture has not changed over the years. All the same mechanism: signed the transaction, sent it, and repeated it. But DeFi has become smarter and faster. As a result, you either keep everything under manual control and can't keep up with the market, or you give control to the AI and pray that it doesn't cause trouble.
The solution? Programmable permissions. This is a thing that allows you to set clear rules for an agent: what is allowed, what is not allowed, at what time and with what assets. Imagine if you gave the AI a key, but only to one room, and only for two hours. Plus, you can always revoke it.
Using such an infrastructure, DeFi can be made not only safer, but also more accessible. Ordinary users will be able to use complex strategies without deep technical knowledge, and businesses will be able to implement AI without fear of losing millions.
All this brings us to the main point: DeFi is already on the threshold of a new era where AI will play a central role. But if we want it to work for us and not against us, we need to rethink wallets as operating systems, not just as storage.
So here's my question:
if AI starts managing your crypto assets tomorrow, are you sure your wallet can handle it?
